2. I bank through a credit union. I don't really know what they're like in your neck of the woods, but I really like it.
3. Yay traveling! Like the person above, I'm also not really a fan of organized bus tours. (Partly, I've heard a number of them end up being "party in all the European capitals" tours. Many people might enjoy that kind of trip, but I'm not one of them.) OTOH, I did really enjoy a Hop-on Hop-off bus tour I took in Scotland, which had the benefit of taking you to some out-of-the-way places and providing some traveling companions, but also let me customize my own trip and spend some time on my own (much needed, heh). I don't know how common those kind of companies are in Europe more generally, but there seemed to be a number of them in the UK. Eeee, trip-planning is so exciting! :D
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3. Yay traveling! Like the person above, I'm also not really a fan of organized bus tours. (Partly, I've heard a number of them end up being "party in all the European capitals" tours. Many people might enjoy that kind of trip, but I'm not one of them.) OTOH, I did really enjoy a Hop-on Hop-off bus tour I took in Scotland, which had the benefit of taking you to some out-of-the-way places and providing some traveling companions, but also let me customize my own trip and spend some time on my own (much needed, heh). I don't know how common those kind of companies are in Europe more generally, but there seemed to be a number of them in the UK. Eeee, trip-planning is so exciting! :D